Commercial Business-Purpose Financing
Multifamily and mixed-use scenarios reviewed around the property and plan.
BrickHouse works with brokers on business-purpose financing requests involving apartment and mixed-use properties. Because these transactions vary substantially, the initial scenario should clearly explain the property, unit composition, occupancy, income, requested financing, business plan, and exit strategy.
Common uses
- Multifamily acquisition
- Refinance of a stabilized property
- Cash-out refinance when permitted
- Value-add renovation
- Bridge to stabilization
- Mixed-use acquisition or refinance
- Portfolio or sponsor-level scenario review
Property types
- Apartment properties
- Five-or-more-unit multifamily properties
- Mixed-use properties
- Smaller multifamily scenarios that require business-purpose review
- Other commercial-residential combinations considered under current guidelines
Information to prepare
Provide high-level details in the scenario form. Do not upload sensitive borrower documents through the public website.
- Property address and state
- Unit count and unit mix
- Commercial/residential composition for mixed-use
- Current occupancy
- Current rent roll or high-level income summary
- Purchase price or current value
- Requested loan amount
- Renovation budget if applicable
- Borrower/sponsor experience
- Intended exit strategy
- Target closing date
Multifamily & Mixed-Use Guidelines
Guideline document for multifamily and mixed-use business-purpose scenarios.
Guideline document · Available soon on the Resources page
Program questions
Frequently asked questions
Include unit count, unit mix, occupancy, income summary, values, requested loan amount, renovation plans if any, sponsor experience, and the intended exit.
Yes. Describe the residential and commercial composition clearly so the scenario can be routed for the appropriate review.
Both stabilized and value-add scenarios may be submitted. Explain the business plan and exit strategy in the scenario summary.
A full rent roll is not required for the public scenario form. Provide a high-level income and occupancy summary, and avoid uploading sensitive documents.
Yes. Submit the scenario with accurate unit details. Program fit is determined during review against current guidelines.
Program descriptions on this website are general summaries. The current program guidelines, rate sheet, underwriting review, property eligibility, and applicable law control all loan decisions. Programs may change or may not be available in every state or for every property type.
Submit for review
Submit a Multifamily / Mixed-Use scenario.
Share property, transaction, and sponsor context for initial review. Submission is not a loan application, approval, or commitment to lend.