Business-purpose real estate lending for brokers

BrickHouse Lending

Investor Construction Financing

Ground-up construction financing for qualified projects.

BrickHouse reviews ground-up construction scenarios for business-purpose investment projects. The initial review should explain the site, project status, budget, sponsor experience, requested financing, timeline, and intended sale or refinance strategy.

Ground-up construction framework for an investment project

Common uses

  • Acquisition and vertical construction
  • Construction on owned land
  • Infill development
  • Build-to-sell investment project
  • Build-to-rent investment project
  • Completion of an eligible construction project

Property types

  • Single-family investment construction
  • Small residential development
  • Two-to-four-unit construction
  • Multifamily construction scenarios subject to program review
  • Other eligible investor construction projects

Information to prepare

Provide high-level details in the scenario form. Do not upload sensitive borrower documents through the public website.

  • Project address and state
  • Current ownership of land
  • Land purchase price or current value
  • Requested loan amount
  • Detailed construction budget
  • Plans, permits, and entitlement status at a high level
  • Builder and sponsor experience
  • Project timeline
  • Intended sale or refinance exit
  • Target closing date

Ground-Up Construction Guidelines

Guideline document for ground-up construction investment projects.

Guideline document · Available soon on the Resources page

Program questions

Frequently asked questions

Not every project must be shovel-ready to submit a scenario. Include plans, permit, and entitlement status so BrickHouse can understand project readiness.

Program descriptions on this website are general summaries. The current program guidelines, rate sheet, underwriting review, property eligibility, and applicable law control all loan decisions. Programs may change or may not be available in every state or for every property type.

Submit for review

Submit a Ground-Up Construction scenario.

Share property, transaction, and sponsor context for initial review. Submission is not a loan application, approval, or commitment to lend.