Business-purpose real estate lending for brokers

BrickHouse Lending

Short-Term Investor Financing

Bridge and fix-and-flip financing for transitional properties.

BrickHouse reviews short-term business-purpose scenarios involving acquisitions, renovations, repositioning, or properties moving toward a sale or stabilized refinance. The review considers the project scope, property value, budget, experience, requested financing, and exit strategy.

Transitional property suggesting bridge and renovation financing

Common uses

  • Property acquisition
  • Renovation or value-add project
  • Fix-and-flip strategy
  • Bridge to sale
  • Bridge to stabilization
  • Bridge to longer-term rental financing
  • Time-sensitive refinance or payoff scenario

Property types

  • Single-family investment property
  • Two-to-four-unit property
  • Condominium or townhome, subject to guidelines
  • Multifamily and mixed-use properties routed to the relevant review
  • Other non-owner-occupied properties considered under current guidelines

Information to prepare

Provide high-level details in the scenario form. Do not upload sensitive borrower documents through the public website.

  • Property address and state
  • Purchase price or current value
  • Requested loan amount
  • As-is value
  • Estimated after-repair or stabilized value
  • Rehab budget
  • Scope-of-work summary
  • Investor experience
  • Exit strategy
  • Target closing date

Bridge & Fix and Flip Guidelines

Guideline document for short-term bridge and fix-and-flip scenarios.

Guideline document · Available soon on the Resources page

Program questions

Frequently asked questions

Bridge financing often supports a transitional hold or refinance path, while fix-and-flip scenarios typically emphasize renovation scope, budget, and a sale-oriented exit. Both are short-term business-purpose paths reviewed against current guidelines.

Program descriptions on this website are general summaries. The current program guidelines, rate sheet, underwriting review, property eligibility, and applicable law control all loan decisions. Programs may change or may not be available in every state or for every property type.

Submit for review

Submit a Bridge / Fix & Flip scenario.

Share property, transaction, and sponsor context for initial review. Submission is not a loan application, approval, or commitment to lend.